It has been another tough month in the markets. I know that all of you are wondering “When will this all end?”

We have no illusions that it doesn’t feel awful today.  It feels foolish to keep money in stocks.  Recognize that these feelings are hardwired into our brains, the result of centuries of lessons of creating trends where none really exist.  Actually, the contrary is true.  Stocks are much more likely to rise in the year after they have fallen over 30%. Read more